Taxi Drivers Personal Accident cover

Cover is provided by BSU Ltd and is underwritten by Gerling At Lloyds.

Example quote (for illustration purposes): 

Example: £105.00 annual premium

Provides you with £20,000 lump sum benefit payable in the event of death, permanent total disablement, loss of sight, limb, speech or hearing.
Also provides a weekly benefit of £100 payable up to 2 years (subject to a 14 day excess).
Also includes hospital benefit cover (£25 per night to a maximum of £300).
Also includes assault cover due to ‘Road Rage’.

Purpose of this Insurance:

This Insurance is to provide the Insured Person with financial protection in the event that they have an accident and are unable to work.

Who is eligible for cover:

Any person who is in full or part time work and is a permanent resident in the United Kingdom

Which type of cover is available:

• Accidental Death:
  A lump sum payment in the event that the Insured Person dies within 12 months of Accidental Bodily Injury which occurs during the Period of Insurance.
• Permanent Disablement Benefits:
  These are benefits that will pay a lump sum in the event that the Insured Person is permanently unable to work again, or permanently loses the sight in one or both of their eyes, permanently loses one or more of their limbs or loses their speech or hearing due to Accidental Bodily Injury which occurs during the Period of Insurance.
• Weekly Benefits:
  These Benefits will protect the Insured Person's income in the event that they are unable to work on a short term basis owing to Accidental Bodily Injury occurring during the Period of Insurance.
• Pre Existing Medical Conditions:
  This Insurance excludes any claims arising from a disability or condition of the Insured Person for which medical advice or treatment has been given during the 12 month period prior to the inception of cover under this Insurance.
  Should the Insured Person have a medical condition that they wish to have covered, then full details must be disclosed and referral to an insurance underwriter will be necessary.

The above gives a very short précis of the cover available. Please read a copy of the Certificate Wording for full terms, conditions and exclusions to this Insurance. A copy is available on request.