Taxi Liability cover

Public Liability only policy

• This taxi drivers Public Liability policy provides cover for the ‘owner driver’ taxi operator.
• Premiums start as low as £63.00.
• This insurance policy provides legal liability against damage or injury to third parties (that is not covered by the motor insurance policy). Such cover is needed where assistance is given to the passenger in person (ie. helping them up steps to their home) or help is given with their luggage/belongings away from your vehicle.
• The policy is underwritten by Groupama Insurance.
• £1,000,000, £2,000,000 or £5,000,000 indemnity limits are available (subject to a £250 excess)

Public & Employers policy

• This policy is a combined Employers and Public Liability policy specially designed for Coach, Minibus and Taxi Operators & Drivers.
• Premiums start as low as £115.00 for taxi operators and £193.75 for coach/minibus operators.
• Policy is underwritten by Allianz Cornhill and is competitively priced based on the number of vehicles operated.
• The standard limits of indemnity are £2,000,000 for Public Liability and £10,000,000 for Employers Liability. There is an option to increase the Public Liability section to £5,000,000 or £10,000,000 any one loss if required.
• The policy also includes accidental loss or damage to passengers luggage and personal effects whilst in your custody or control up to a limit of £1,000 per passenger and £50,000 any one vehicle (subject to a an excess of £100).
• As an added benefit we are able to include servicing indemnity cover should this form a small percentage of your income.

The above gives a very short précis of the cover available. Please read a copy of the Certificate Wording for full terms, conditions and exclusions to this Insurance. A copy is available on request.